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HuaXia Finance excels in the emerging world of Internet finance and consumer lending to provide
opportunites to our clients whom the banks neglect

Only together can we grow.

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The “New Normal” is here, and through Business Bank’s In-Depth report, a more stable situation has been reported. However, the cost of owning debt is increasing...

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About Us

We strive for sustainable growth and contribute to society by building on our teams’ successful track records in value creation. HuaXia Finance’s Equity Investment Management Company…

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We Are Global

From our CEO to our staff, we understand the international community. Our founder and CEO, Benny Li, has extensive experience in both the international community and Chinese marketplace through his 22 years of investment banking, commercial banking, and consumer finance experience in institutions such as CreditEase and the HengChang Group, as well as Citi Bank and Deutsche Bank. It is getting harder for expatriates to succeed in this country and we know you have certain concerns and requirements. We at HuaXia Finance understand the life of an expat and we’re here to make it a little easier.

OUR MISSION

We at HuaXia Finance are committed to constructing the most efficient platform for minimizing your risks and maximizing your profits. We believe in honesty, transparency, integrity, and a mutually beneficial environment where everyone gains. HuaXia Finance is at the leading edge of the blossoming P2P Internet Finance industry and together we can achieve stable financial growth and capital accumulation.

Our Personal Approach to the World of Finance

We strive for more than just our own financial gain, we aspire to build the community around us and actively work with each and every one of our clients to help them achieve their goals. Financial advising requires a partnership, and a partnership requires trust. Through an open-door policy and a highly transparent management structure, we invite you to come meet the team and see if P2P Lending is right for you.

What Exactly is P2P?

P2P, or peer-to-peer lending, is the future of the Internet financial service industry. P2P platforms link “Lenders” (investors) with “Borrowers” (investees) in an online platform where an investor earns an interest rate as a return on their loan for a predesignated period of time. The principle is then redeemed by the Lender upon maturity. Our team of experts at HuaXia Finance don’t pool your money and lend it out like a traditional bank as many illegal P2P organizations have done in the past, but instead direct it through PBOC registered institutions, ensuring your money is safe and insured.

Your Goal is Our Goal

P2P is quickly becoming the alternative method for expats in China to invest and diversify their wealth. The ease of use, managerial structure, and security of our P2P Internet Financial Service Platform (IFSP) has led to far greater returns than traditional banks can offer. Whether you’re saving up for a child’s college education, planning a wedding, or putting money aside to buy a boat in 5 years, we have a plan perfectly suited to fit your needs using a multi-stage pressure-tested risk management system and a diverse pool of clientele spanning across mainland China. We don’t just work with you, we work for you every single day.

Our Model

We are industry leaders in the P2P Internet investment field and we achieved this by treating each customer individually, by giving you the time and consideration necessary to make the absolute best decision about your financial future. Our model was designed from the ground-up with the belief that trust, transparency, integrity, and risk management are the cornerstones to the pyramid of financial security we built specifically with you in mind.

Who are the Lenders and Borrowers of HuaXia Finance?

The number of our clients expands exponentially daily, connecting people from all all walks of life in a seamless online platform. Borrowers need capital for funding small businesses, weddings, healthcare, vacations, and everything in between. Consumerism is growing rapidly in China and so is the demand for consumer products. Bank loans and credit cards do not function to the same extent in China as most of the Western/European countries and thus a large portion of society is neglected and left without a means to obtain their desires. Our system answers this call by connecting Lenders with Borrowers in the safest transactions possible.

Striving for Absolute Lender Security

Most, if not all, P2P companies will promise you safety by expressing how advanced their screening process is. We can proudly say that our screening process is one of the most encompassing in our industry. Not only do we investigate a potential Borrower’s job, education, geographic and family history, but we also have a face-to-face meeting with them; a thorough interview with every single person whom we may trust, not just your money to, but also our business. In addition to the collection of metadata used to research every Borrower, we also have a “Risk Provision”, a 7% safety net specifically designed in order to ensure that you will always be taken care of.

An Opportunity Awaits

Pay off your mortgage,give your child a college education,
donate more to charity, retire on time, buy a new car, take a vacation, invest today, relax, and enjoy.

Don’t you deserve it?

Take a look at our products and if you have any more questions,
do not hesitate to call us and speak with one of our Financial Advisors today.

One of our Financial Advisors will help you choose a product that is perfect for your needs

Nanjing
  • Expected Rate of Return

    12%

  • Months Until Redemption

    36

  • Minimum Investment

    50,000RMB

Redeemed Upon Maturity

Monthly Interest Payments
Principal Upon Maturity

Shanghai
  • Expected Rate of Return

    11.5%

  • Months Until Redemption

    24

  • Minimum Investment

    50,000RMB

Redeemed Upon Maturity

Principal and Interest

Hong Kong
  • Expected Rate of Return

    10.8%

  • Months Until Redemption

    18

  • Minimum Investment

    50,000RMB

Redeemed Upon Maturity

Principal and Interest

Beijing
  • Expected Rate of Return

    10%

  • Months Until Redemption

    12

  • Minimum Investment

    10,000RMB

Redeemed Upon Maturity

Monthly Interest Payments
Principal Upon Maturity

Macau
  • Expected Rate of Return

    10.2%

  • Months Until Redemption

    12

  • Minimum Investment

    10,000RMB

Redeemed Upon Maturity

Principal and Interest

Chengdu
  • Expected Rate of Return

    8.5%

  • Months Until Redemption

    9

  • Minimum Investment

    50,000RMB

Redeemed Upon Maturity

Principal and Interest

Shenzhen
  • Expected Rate of Return

    8%

  • Months Until Redemption

    6

  • Minimum Investment

    50,000RMB

Redeemed Upon Maturity

Principal and Interest

Hangzhou
  • Expected Rate of Return

    8%

  • Months Until Redemption

    6

  • Minimum Investment

    50,000RMB

Redeemed Upon Maturity

Monthly Interest Payments
Principal Upon Maturity

Xi'an
  • Expected Rate of Return

    6.5%

  • Months Until Redemption

    3

  • Minimum Investment

    50,000RMB

Redeemed Upon Maturity

Principal and Interest

Xiamen
  • Expected Rate of Return

    5%

  • Months Until Redemption

    1

  • Minimum Investment

    50,000RMB

Redeemed Upon Maturity

Principal and Interest